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Itaú Unibanco Holding (ITUB) Q4 2020 Earnings Call Transcript

Itaú Unibanco Holding (ITUB) Q4 2020 Earnings Call Transcript

Welcome to the Itau Unibanco Holding conference call to discuss 2020 fourth-quarter results. With us today in this conference call in Sao Paulo are Mr. Candido Bracher, current CEO and new board member; Milton Maluhy, COO, current CFO and CRO, and new chief executive officer; Alexsandro Broedel, new CFO; and Renato Lulia Jacob, group head of investor relations and marketing intelligence. First, Mr. Candido Bracher will comment on 2020 fourth-quarter results.