Yahoo Finance 
What’s your financial personality?
When it comes to spending habits, you’re either a tightarse or a splurger, right? Well, not exactly.
Australians have as many as four financial personalities – from an ambitious ‘Go-getter’ to a ‘Cruiser’ who lives in the moment with little thought for the future, according to Australia Financial Planning Association (FPA).
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Here’s a run down of the four financial personalities. Which one are you?
One in three Aussies are ‘Daydreamers’ – they love to dream about their future but struggle to act out the plans in real life (trip to Vegas, anyone?). Almost half of Daydreamers are Generation Y – which makes sense as they have many years ahead to fulfil their goals – and have less money than Gen X. Overall, this group are more likely to be female, say the FPA.
Another third of us are ‘Go-Getters’ – not only big dreamers but are actually prepared to act out their plans. Like Daydreamers, Go-Getters are mostly Generation Y’ers. They most likely live in a city rather than a regional area, have a degree and work full-time.
One in five of us are ‘Cruisers’ – who sail through life and prefer to enjoying life than planning for or worrying about the future. Cruisers are often single and Baby Boomers.
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The remainder of Australians (16%) are ‘Builder’– who prefer to act immediately, and rarely spend time dreaming about the future. This eager beaver group are more likely to be Gen X and be in a family household without children than any other group.
