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Six most bizarre insurance claims Aussies made in 2018

Image: Getty
Image: Getty

Have you ever had a cow sit on your car?

One Australian car-owner has, and it’s an important reminder to be aware of what your insurance covers, says Huddle Insurance director Jason Wilby.

“When it comes to driving, accidents can happen – as in the case of Bessy the cow,” Wilby said.

“To minimise the chance of accidental damage to your car, always be aware of your surroundings; where you park, whether your vehicle is in a safe spot and if there are any immediate hazards. Thinking smart can save your car from unwelcome damage!”

It’s also critical to plan for the worst and be vigilant to risks.

Exploding toilet

Wilby pointed to the story of a family suffering from an exploding toilet.

The toilet exploded without warning, leaving the family without a toilet or any idea what happened.

Christmas thief

Another family made a claim following a Christmas thief who stole all their presents from under the tree.

“While we hope you are not a victim of crime, unfortunately, break-ins do happen,” Wilby warned.

“Figures from the NSW Bureau of Crime Statistics and Research show Christmas Eve is a peak time for property offences, including home burglaries and break-ins. Throughout the year and particularly at this time of year, double check the locks and windows and don’t leave tempting valuables on display.”

Nudist camp holiday

According to travel insurer Cover-More, one holidaymaker had their luggage delayed but only claimed for the price of a razor. They were travelling to a nudist camp and as such, didn’t have any clothes with them.

Squirrel attack

Another traveller in New York was attacked by a squirrel, copping a bite and a $3,000 medical bill.

Painful blister

Most relatable of all, one traveller who sustained a painful blister after exploring a city ended up with a $20,000 medical bill and a limp.

“No one wants to be the unlucky traveller stuck without their luggage, dealing with a stolen rental car, struck down by illness or unable to board their flight or make their connection, and in those moments, you can’t place a value on having travel insurance, especially when it can save travellers hundreds and sometimes thousands of dollars,” Cover-More executive general manager digital Glenn Broadhurst said.

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