Financial News from US News & World Report

  • 8 Great Alternative Spring Break Ideas for Every Budget US News - 19 hours ago

    If you're clamoring for a spring getaway away from the party set, you'll want to steer clear of hot spots like Miami Beach, Florida, and South Padre Island, Texas. "When people think of spring break, they tend to think of warm-weather beach destinations, but there are a ton of fun options for those who'd rather avoid the sand," says Kelsey Blodget, executive editor of Plus, with Google Flights currently showing round-trip flights from Los Angeles International Airport to Phoenix Sky Harbor International Airport in April for as low as $75 and flights from Portland International Airport starting at $174 in April, it's a great time for frugal travelers to plan a trip.

  • The Best Super Bowl 50 Commercials US News - 20 hours ago

    A $5 million ad buy Sure, Super Bowl 50 was awesome, assuming you like the Broncos, are a fan of Peyton Manning or love good defense. But was anyone really watching the game? For many, Super Bowl Sunday ...

  • How to Save Money With a Hectic Schedule US News - 21 hours ago

    One potential fallout of living in the midst of chaos is making poor financial decisions. Ultimately, those chaos-induced, poor financial decisions cost you money both in the short and long term. It can be difficult, but the last thing you want to do is give into the excuse of lack of time to make a poor financial decision.

  • 10 Things Your Mom Didn't Teach You About Job Searching US News - 21 hours ago

    When your parents were your age, they may have found job postings in the classifieds section of the local paper. Perhaps Dad showed up at a hiring manager's office to drop off his glossy resume. Your mom may have the best intentions when she gives you career advice, but here's how job hunting has changed since her time.

  • 10 Signs You Should Fire Your Financial Advisor US News - 22 hours ago

    Financial advisors can help get nest eggs in order and keep people on course for a healthy retirement. Households that use financial advisors are three times as likely as non-advised households to have $250,000 or more in retirement savings, according to a 2014 survey by LIMRA LOMA Secure Retirement Institute. If your advisor asks you to wire money, sign a blank form or check, seeks full power of attorney or asks for a check made out to someone other than the account's custodian, it's time to move your money to another financial advisor.

  • 10 Financial Perks of Growing Older US News - 22 hours ago

    AARP negotiates discounts for members, who can join as early as age 50, often allowing you to start using senior discounts at a younger age. Not all senior discounts are publicized and are sometimes given only to those who request them and show proof of age. Southwest Airlines has senior fares for passengers age 65 and older.

  • If You Must Have an Office Romance, Keep it Professional US News - 22 hours ago

    Valentine's Day is approaching, and romance is in the air. But if it's in the air at work, you might be wondering how to keep things professional while dating a co-worker . We'll get to that. But first, ...

  • Why You Should Do a Digital Inventory of Your Assets US News - 23 hours ago

    While that incident seemed particularly egregious, orphaned passwords and social media accounts occur with greater regularity. In addition, families must be informed of which outside parties possess relevant information.

  • 3 Ways Saying No at Work Can Boost Your Career US News - 23 hours ago

    Many of us believe, whether consciously or not, that it's important to say yes at work, especially to our bosses . Even if we realize rationally that sometimes we need to say no to better manage our time ...

  • 10 Ways to Achieve Marital and Financial Bliss US News - 23 hours ago

    As a force of irrational exuberance even former Fed Chairman Alan Greenspan cannot explain, love is indeed too often blind when it comes time to unite portfolios and pool finances. "Consider new bank and investment accounts and new wills, all geared toward the realities of the new relationship and situation.

  • 4 Signs That You Are Ready to Quit Your Job US News - 23 hours ago

    "You should seriously consider making a career change when your job is making you physically ill," says executive and leadership expert Libby Gill. "The biggest driver of someone starting to be ready to leave their current role is rarely a specific event -- a bad one-on-one, a tough meeting, et cetera," says Tom Leung, co-founder and CEO of Anthology and former senior business product manager at Google. "Instead, it's a disconnect between the individual and the mission of the company or the problems that individual is tasked with solving.

  • Why You Shouldn't Pay Taxes With a Credit Card US News - Tue, Feb 9, 2016 12:00 AM AEDT
    Why You Shouldn't Pay Taxes With a Credit Card

    Applying for a credit card with a big sign-up bonus is maybe the best example, but is hardly the only way. Take, for example, paying your taxes with a credit card. What a great idea! I have enough money to pay for my taxes, but why not just pay for it on my credit card and pocket the extra miles?

  • 3 Fast-Food Stocks Riding Value Meals to Profits US News - Sat, Feb 6, 2016 2:25 AM AEDT

    It joins Wendy's Co. (WEN), Restaurant Brands International (QSR) subsidiary Burger King, McDonald's Corp. (MCD) and Yum! Brands (YUM) eatery Pizza Hut in offering similar-priced meals. Interestingly, these offerings are taking off while consumers are "becoming more financially healthy," says Will Slabaugh, an analyst for New York-based investment firm Stephens.

  • Generate Income and Play Defense With Utility Stocks US News - Sat, Feb 6, 2016 2:24 AM AEDT

    If stock market roller-coaster rides make you queasy, there are sectors that historically offer investors a little more stability. The utilities sector, which includes electric, gas and water companies, traditionally offers investors a solid income stream through steady dividend payments, but it also tends to outperform Wall Street on a relative basis during down markets. Momentum-chasing investors may consider utilities a little boring.

  • Goodbye FICO, Hello VantageScore? US News - Sat, Feb 6, 2016 2:18 AM AEDT

    For more than 25 years, credit scores have been practically synonymous with FICO, the shortened name of the Fair Isaac Corporation. "VantageScore Solutions is an effort to provide more choice in the marketplace," says Ezra Becker, vice president of research and consulting for the credit bureau TransUnion. The credit scoring company is the result of a combined effort of all three major credit bureaus: Experian, Equifax and TransUnion.

  • Earnings Preview: What to Expect From Yelp Stock US News - Sat, Feb 6, 2016 2:06 AM AEDT

    Since 2004, Yelp (YELP) has mounted a lively platform to air gripes, sing praises and assign ratings to any kind of consumer business you can think of, from airbrushed nails to zoos. Not even Yelp's much-promoted mobile app will give you that kind of information (let alone the phone number for Chinese take-out from the company cafeteria). Mixed reviews for YELP stock.

  • 20 Valentine's Day Gifts Under $50 US News - Sat, Feb 6, 2016 1:10 AM AEDT

    With Valentine's Day fast approaching, it's time to put on your creative hat and find gifts for your loved one that are both affordable and unique. From cozy to delicious, there's a bounty of gifts to ...

  • 4 Questions Employers Ask About Job Applicants With Online Degrees US News - Sat, Feb 6, 2016 1:00 AM AEDT

    Employers used to be more hesitant to consider hiring job applicants who earned their degrees online. "I think employers, generally speaking, are getting more inclined, more receptive to looking at people with online degrees -- especially in experienced roles that they're looking to fill.

  • Should Sellers Take Personal Letters From Homebuyers Seriously? US News - Fri, Feb 5, 2016 3:22 AM AEDT

    In the competitive market for a home that exists in many parts of the country, more buyers are embracing a novel tool: adding to their offers a heartfelt letter and a family photo in hopes of swaying the seller to choose their bid. "They can write the best letter in the world, but if they can't verify that they're qualified, that's not enough," McClelland says.

  • 10 Ways to Maximize Your HSA in 2016 US News - Fri, Feb 5, 2016 3:13 AM AEDT

    With open enrollment officially closed for the federal health insurance marketplace and most employers, plenty of Americans are getting acquainted with a new health insurance plan for 2016. If you now have a high-deductible plan and a health savings account, here are 10 ways to make the most of your money this year. High-deductible health plans can require policyholders to pay thousands out of pocket before insurance coverage kicks in.

  • Give Your Portfolio a Jolt With Coffee Investments US News - Fri, Feb 5, 2016 3:11 AM AEDT

    There are several ways to invest in coffee: the futures market, exchange-traded notes and publicly traded companies -- and all offer different ways to bet on full cycle of coffee production, from bean to cup. People who want to trade commodities must keep a close eye on what's going on with supply and demand since it has ramifications down the line. Coffee prices are down.

  • Investing for (Chocolate) Lovers: How to Buy Cocoa Stocks US News - Fri, Feb 5, 2016 2:33 AM AEDT

    Cocoa beans are grown in equatorial regions in West Africa, Latin America and Southeast Asia before they are roasted, ground and made in to chocolate. U.S.-listed confectioners with exposure to the chocolate market include Hershey Co. (HSY), Tootsie Roll Industries (TR), Mondelez International (MDLZ) and Rocky Mountain Chocolate Factory (RMCF). Erin Lash, an equity analyst who covers Hershey for Chicago-based analysis and data firm Morningstar, says Hershey is a purer play on chocolate than Nestle.

  • 8 Surprising Things That Are Taxable US News - Fri, Feb 5, 2016 2:16 AM AEDT
    8 Surprising Things That Are Taxable

    Any money that comes into your life can be taxable, says San Diego-based tax attorney Sam Brotman. On a practical note, Brotman says most people don't report that $20 bill, and "the reality of the situation also is that the IRS does not have enough enforcement resources to come after people who forget to declare little items on their return.

  • 7 Top Places to Avoid Spring Break Crowds US News - Fri, Feb 5, 2016 1:48 AM AEDT

    Of course, you'll want to skip popular party destinations like Miami Beach, Florida, and Canc├║n, Mexico, in lieu of quieter locales. Whether you're clamoring to flee to a less-trodden beach retreat or an outside-the-box cosmopolitan city, we found seven destinations that offer plenty of relaxation and inspiring scenery and the chance to dodge spring break revelry -- without paying an exorbitant rate. If you're traveling with young kids in tow, consider planning a trip to San Diego, advises Clem Bason, CEO of goSeek.

  • A Shoebox of Penny Stocks and Other Investing Horror Stories US News - Fri, Feb 5, 2016 1:33 AM AEDT

    It might not be as thrilling as riding the Coney Island Cyclone, but it seems to work. It was then that one of Rebecca Kennedy's clients at her fee-only financial advice company in Denver decided to invest in his son's pot-growing startup. "The son was in his early 20s and was a college dropout," says Kennedy, who runs Kennedy Financial Planning.

  • Thoughtful Valentine's Day Gifts for Under $10 US News - Fri, Feb 5, 2016 1:21 AM AEDT

    Valentine's Day is a little over a week away. The Date Night Jar is a thoughtful yet frugal gift for your significant other on Valentine's Day. The best part about this gift is you can enjoy it all year long, not just on Valentine's Day.

  • Look Beyond Salary: 6 Benefits to Negotiate After a Job Offer US News - Fri, Feb 5, 2016 1:17 AM AEDT

    You've got yourself a job offer, but you are not pleased with the proposed salary . That's okay. Most employers expect that you will try to negotiate on an offer. Before you do so, make sure that you have ...

  • Boost Your Productivity: 4 Steps to Get More Done at Work US News - Fri, Feb 5, 2016 12:56 AM AEDT

    Successful employees (at all levels) have to master the balance between connection and productivity when on the job. More seasoned employees are often the best source of this knowledge -- so it makes sense that the best and brightest staff members are used as real-life Google at work.

  • Why You Need Financial Cheat Days US News - Fri, Feb 5, 2016 12:45 AM AEDT

    Josh Felber, a serial entrepreneur and high performance coach, focuses on helping people design, develop and deliver their passion and expertise to the world so they can have the time, freedom and lifestyle they want.

  • How Refinancing Impacts Your Investment Portfolio US News - Thu, Feb 4, 2016 5:55 AM AEDT

    In December, the Federal Reserve made headlines by increasing its short-term federal funds rate for the first time in nearly 10 years. While the Fed controls some very short-term rates, long-term rates that guide fixed-rate mortgages are governed by investors' views about future conditions.

  • 9 Growth Funds That Will Turbocharge Your Portfolio US News - Thu, Feb 4, 2016 5:23 AM AEDT

    Get excited about growth. Growth funds are something investors can actually get excited about. In addition to mining for the stocks and funds that will put your portfolio over the top, growth investing ...

  • 3 Reasons to Eat Lunch With Your Co-Workers US News - Thu, Feb 4, 2016 2:10 AM AEDT

    "There's a different kind of intimacy that comes with sharing food and drink with somebody," says Kevin Kniffin, visiting assistant professor of organizational behavior and leadership in the Charles H. Dyson School of Applied Economics and Management at Cornell University who authored the study.

  • 5 Phrases That Catch Job Seekers Off Guard -- And How to Respond US News - Thu, Feb 4, 2016 2:08 AM AEDT

    "We'd like to schedule a video interview." If you haven't experienced this yet, expect to hear this request soon. Organizations use video interviewing to save time and money. The video can also be shared and reviewed more than once to help the interviewer evaluate the applicant.

  • Chipotle Earnings: Look Beyond These Hideous Numbers US News - Thu, Feb 4, 2016 2:03 AM AEDT

    Well, at least Chipotle Mexican Grill (CMG) is E. coli-free. Chipotle's fourth-quarter earnings report, issued after the market closed Tuesday, had shares of the embattled stock falling by more than 5 percent in after-hours trading. The numbers were ugly, but expectedly so -- after all, Chipotle was dealing with E. coli and norovirus outbreaks for most of the quarter.

  • Portfolio Analysis: A Captainless $1.58 Million Portfolio US News - Thu, Feb 4, 2016 1:45 AM AEDT

    Has your financial advisor contacted you lately? It matters because global stock markets are down and if you're portfolio is down even more, it could be a sign of major flaws with your portfolio's design. ...