Financial News from Kiplinger

  • 9 Great Vanguard Funds for Retirement Savers Kiplinger - 47 minutes ago

    Vanguard is best known for low-cost mutual funds, but its exchange-traded funds may be a better bet. Vanguard's 52 ETFs track the same benchmarks as its passively managed index mutual funds, and in some ...

  • 6 Worst Vanguard Funds for Your Money Kiplinger - 57 minutes ago

    Vanguard is best known for ultralow fees and its many index funds. But the Malvern, Pa., firm sponsors 70 actively managed funds, too. Some are solid, including Vanguard Dividend Growth (symbol VDIGX ), ...

  • 5 Good Stocks to Buy While They Are Cheap Kiplinger - 57 minutes ago

    Energy stocks may be the biggest losers of the past year. But the market's slide since early December has pulled down everything from banks to chemical companies. Some of the worst-performing sectors lately ...

  • Middle Class Tax Breaks for the Rest of Us Kiplinger - 18 hours ago

    If you believe that tax breaks are for millionaires and companies with offshore subsidiaries, you're probably paying too much to the IRS. In recent years, lawmakers have enacted dozens of tax incentives targeted at middle-class families. Taking full advantage of these tax breaks is particularly important for dual-income couples because there's a good chance they'll get hit by the marriage penalty--when two individuals pay more in taxes as a married couple than they would pay if they were both single.

  • Stocks Paying Dividends for 100 Years or More Kiplinger - Sun, Feb 7, 2016 4:12 AM AEDT

    Thinkstock Members of Standard & Poor's 500-stock index that have raised cash payments to stockholders 25 years in a row are known as dividend aristocrats. The title dividend champions goes to U.S. stocks, ...

  • 7 Great Stocks for a Rocky Economy Kiplinger - Sun, Feb 7, 2016 4:05 AM AEDT

    Investing for more than 50 years, Warren Buffett has made a fortune on everything from bank stocks to shares of a Chinese battery maker. Google's parent company, Alphabet (GOOGL, $745.46), now includes everything from self-driving cars to "smart home" energy products.

  • The Most-Overlooked Tax Breaks for the Newly Retired Kiplinger - Fri, Feb 5, 2016 2:42 AM AEDT
    The Most-Overlooked Tax Breaks for the Newly Retired

    Being alert to the rolling changes that come at various life stages is the key to holding down your tax bill to the legal minimum. When you turn 65, the IRS offers a gift in the form of a bigger standard deduction. For 2015 returns, for example, a single 64-year-old gets a standard deduction of $6,300 (it will be the same amount for 2016).

  • 6 Savings Tips for Millennials Who Want to Retire Rich Kiplinger - Fri, Feb 5, 2016 2:00 AM AEDT

    Take advantage of the decades you have before retirement to establish good savings habits and benefit from the magic of compounding.

  • When Will I Get My Tax Refund From the IRS? Kiplinger - Thu, Feb 4, 2016 2:01 AM AEDT
    When Will I Get My Tax Refund From the IRS?

    It usually takes three weeks or less to get your refund, and you can use the IRS tracking tool to check the status.

  • 16 Worst Things to Buy at Costco and Sam's Club Kiplinger - Wed, Jan 27, 2016 12:40 AM AEDT

    Shopping at a warehouse club, such as Costco, Sam's Club or BJ's Wholesale, is a great way to save money. Don't be afraid to stock up on the best bargains at warehouse clubs including batteries, meats and wines. It's best to avoid bulk purchases of perishable items at warehouse clubs, no matter how tempting the price, if there aren't enough people in your household to consume them quickly.

  • 9 Great Dividend-Paying Stocks for 2016 Kiplinger - Mon, Jan 25, 2016 5:46 AM AEDT

    Thinkstock After a bull-market run of nearly seven years, picking winning stocks in 2016 may be about choosing reliability over flash. That could mean that dividend-paying stocks of established companies ...

  • 9 Personal Finance To-Dos for 2016 Kiplinger - Mon, Jan 25, 2016 5:46 AM AEDT

    Maximize your retirement saving, simplify your finances, grab more tax breaks and six more great ideas.

  • 10 Things Boomers Must Know About RMDs From IRAs Kiplinger - Sun, Jan 24, 2016 2:53 AM AEDT

    Nobody was thinking about RMDs at Woodstock. The present from Uncle Sam is a demand that they begin withdrawing funds from their traditional individual retirement accounts and employer-sponsored retirement plans, such as 401(k)s. (Many boomers were in their mid thirties when IRAs first became widely available.) If you're among those at the head of this parade, you need to know the ins and outs of required minimum distributions (RMDs). If your 70th birthday falls between January 1 and June 30, you'll turn 70 1/2 in 2016 and you must take your first required distribution from your traditional IRAs.

  • 10 Ways to Increase Your Net Worth This Year Kiplinger - Sat, Jan 23, 2016 9:30 AM AEDT

    Building your net worth is the path to true financial freedom, and there's a tried-and-true formula to grow it.

  • How to Keep Your Tax Refund Safe (and Get Paid to Do It) Kiplinger - Fri, Jan 22, 2016 1:56 AM AEDT
    How to Keep Your Tax Refund Safe (and Get Paid to Do It)

    In 2014, according to the National Taxpayer Advocate, about 180,000 legitimate returns were flagged as potentially fraudulent, making the honest taxpayers wait an average of 18 weeks to get their money. Honest taxpayers, of course, root for the government to succeed. Of course, we Americans love our tax refunds.

  • Most-Overlooked Tax Breaks for New Parents Kiplinger - Thu, Jan 21, 2016 2:13 AM AEDT
    Most-Overlooked Tax Breaks for New Parents

    Being alert to the rolling changes that come at various life stages is the key to holding down your tax bill to the legal minimum. The key to tax breaks for your child is a Social Security number. You’ll need one to claim him or her as a dependent on your tax return.

  • How to Profit From the Oil Crash Kiplinger - Thu, Jan 21, 2016 1:10 AM AEDT

    These seven companies can prosper even in a world of cheap oil.

  • Most-Overlooked Tax Breaks for New College Grads Kiplinger - Wed, Jan 20, 2016 3:02 AM AEDT
    Most-Overlooked Tax Breaks for New College Grads

    Thinkstock

  • The Market Selloff: What Should Retirees Do Now? Kiplinger - Sat, Jan 16, 2016 1:50 AM AEDT
    The Market Selloff: What Should Retirees Do Now?

    The worst thing to do is panic. But that doesn't mean you should sit back and watch your nest egg disappear.

  • Tax Planning for Retirement Kiplinger - Tue, Jan 12, 2016 9:38 AM AEDT

    Taxes don't stop when your paycheck does. In fact, tapping your retirement nest egg comes with all sorts or new rules and opportunities.

  • More States Giving Heirs a Break on Estate Taxes Kiplinger - Thu, Jan 7, 2016 8:37 AM AEDT
    More States Giving Heirs a Break on Estate Taxes

    Legislatures are raising the amount that is exempt from estate taxes.

  • Beat the Bad Guys to Your Tax Refund in 2016 Kiplinger - Tue, Jan 5, 2016 8:35 AM AEDT
    Beat the Bad Guys to Your Tax Refund in 2016

    Why it's more important than ever this year to get a head start on your tax return.

  • Valuable Tax Breaks Brought Back to Life Kiplinger - Tue, Jan 5, 2016 2:19 AM AEDT
    Valuable Tax Breaks Brought Back to Life

    In its endearing (if infuriating) way, Congress left a package of tax cuts under the tree as lawmakers beat a hasty retreat from Washington for the Christmas holiday. You might call this “regifting,” though, because the goodies are the same ones Congress let die at the end of last year. In an important twist to the habitual year-end gamesmanship, however, this time Congress actually made many of them permanent and even improved a few.

  • 26 Stock Picks for 2016 Kiplinger - Tue, Dec 29, 2015 5:10 AM AEDT

    Don't give up on this bull market yet -- it still has room to run in 2016. But temper your expectations. Volatility will be high as the Federal Reserve raises interest rates, and economic growth is getting ...

  • Set Up a Solo 401(k) With Low Fees Kiplinger - Thu, Dec 24, 2015 3:20 AM AEDT

    A variety of brokerage firms and mutual fund companies offer self-employed workers solo 401(k) accounts that are versatile and charge low fees.

  • 3 Reasons You Might Get Audited by the IRS Kiplinger - Wed, Dec 16, 2015 7:36 AM AEDT
    3 Reasons You Might Get Audited by the IRS

    Odds of a tax audit are actually quite low, but some things can raise them.

  • Where Do You Rank as a Taxpayer? Kiplinger - Sat, Dec 12, 2015 2:48 AM AEDT
    Where Do You Rank as a Taxpayer?

    To help answer such questions, we created a tool to show how the nation’s taxable income and the country’s federal income tax bill are distributed among its citizens. With our simple calculator, enter a single number from your latest tax return, and you’ll instantly know the answer. The latest numbers from the IRS–based on just-released data from 2013 tax returns–show what it takes to be among the top 1% of income earners: At least $428,713 of adjusted gross income.

  • 15 Best States for Retirement When It Comes to Taxes Kiplinger - Fri, Dec 11, 2015 2:00 AM AEDT

    Retirees have special concerns when evaluating state tax policies: Are Social Security benefits taxed? Are there property tax breaks for seniors? All but one of them exempt Social Security benefits entirely from state taxes.

  • 3 Things Car Dealers Never Want to Hear You Say Kiplinger - Thu, Dec 10, 2015 1:50 AM AEDT

    Remember these words next time you are haggling at the dealership.

  • People You Should Tip for the Holidays Kiplinger - Fri, Dec 4, 2015 5:58 AM AEDT
    People You Should Tip for the Holidays

    Scroll through our slide show to find out who might expect a tip and how much green you should tuck into each card -- as well as who might be unable, unhappy or unwilling to accept the cash. Peggy Post, director of the Emily Post Institute, suggests sending a letter to, say, your cleaning person's supervisor commending her work. Mitchell herself once gave a lesson in dining etiquette instead of a tip or gift.

  • Is a Roth Just a Wolf in Sheep's Clothing? Kiplinger - Wed, Dec 2, 2015 10:00 AM AEDT

    Forgoing a tax deduction today for a promise in the future is riskier than you might think.

  • Tax Audit Red Flags Kiplinger - Wed, Dec 2, 2015 7:33 AM AEDT

    istockphoto Ever wonder why some tax returns are eyeballed by the Internal Revenue Service while most are ignored? Short on personnel and funding, the IRS audited only 0.86% of all individual returns in ...

  • 4 Golden Rules of Investing Kiplinger - Wed, Dec 2, 2015 4:20 AM AEDT

    Heed these tips to become a better investor and build your fortune.

  • The Financial Pros and Cons of Getting Married Later in Life Kiplinger - Wed, Dec 2, 2015 3:50 AM AEDT

    When you start a relationship later in life, does it make sense to marry or move in together? Answer: It's complicated.

  • 6 Tax Breaks for College Costs Kiplinger - Tue, Dec 1, 2015 5:59 AM AEDT
    6 Tax Breaks for College Costs

    Several tax breaks can ease the financial blow of college costs, whether you're saving to send your kids to college, paying your own way, or adding on some graduate work. The following six tips can help you take full advantage of these tax breaks. To qualify for the full credit, your adjusted gross income must be less than $80,000 if you are single or filing as head of household, or less than $160,000 if you are married filing jointly.