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Climate-change leaders and campaigners worldwide welcomed U.S. President Joe Biden's move to rejoin the 2015 Paris Agreement but said Washington must also cut emissions and use its influence to encourage other countries to do the same. In one of his first acts as president, Biden issued an executive order on Wednesday to bring the United States, the world's second-largest greenhouse gas emitter, back into the global treaty committing nearly 200 countries to halt rising temperatures quickly enough to avoid disastrous climate change.
San Diego, CA, Jan. 21, 2021 (GLOBE NEWSWIRE) -- Debts can be stressful, especially if they leave you financially disenfranchised to the extent that you can no longer meet your daily expenses. As the country continues to adjust to the realities of financial challenges due to COVID-19, many people are now faced with the option of filing for bankruptcy. Over 80 million Americans have loans that seem to be growing over time. For example, by the end of 2019, an average household owed approximately 6,200 dollars in credit card debt. When student loans, consumer loans, and mortgage loans are considered, the figure can be overwhelmingly large to manage. If you are struggling with debt and do not know the exact strategy to employ to get a reprieve, you are not alone. Millions of Americans have this problem, and a good number of them do not see the possibility of paying up their loans in the near future. Since nobody ever feels comfortable having to deal with the annoying and repetitive calls from debt recovery agencies, here are a few keys on how to avoid too much debt. Always Pay Your Installments On Time Late or missed payments attract very high penalties and fees, which could go beyond $30 depending on the outstanding loan balances or type of credit card you carry. Missing any two payments back-to-back can lead to higher penalty rates and cause a significant rise in your finance charges. Make Substantial Payments Many people who've reported struggling with huge debts say it all started with paying an amount less than the expected monthly payment. However small it can be, starting a new month with a negative balance can trigger higher debts and increases the risks of getting into a difficult credit card debt. To avoid all these issues, you only need to be disciplined by spending according to your ability every single month. Don't Let Your Taxes Put You on the Receiving End According to the Internal Revenue Service (IRS), $1.76 trillion was collected as a tax on individual incomes while businesses helped net about $390 billion. Since unpaid taxes account for about 20 percent of debts, individuals are advised to prioritize making their tax payments whenever they fall due. If you think you have overdue payments or feel you cannot manage your tax bills, it is advisable to call the IRS and see whether you can qualify for partial payment or if you can ask for an extension. Be Careful with Car and Home Loans Everyone has a dream of owning a cool home and driving a sleek car at some point in his or her life, but nothing can cause debilitating debt than buying a car or home on loan. According to the Federal Reserve, the total auto loan debt crossed the $1 trillion mark in 2016, which meant that, on average, every household owed $28,948 in car loans, being a 9 percent increase compared to the previous year. On the other hand, home debt reached $8.5 trillion (an average of $177,000) during the same period. While owning assets such as these is a plus for anyone, buying them using loans has proven to be a risky move. The best way to consider buying a used car is to save up for it, so your debt doesn't exceed your earning capacity. How Elite Document Management Solutions Is Helping People Remodel Their Finances At Elite Document Management Solutions, there is a possibility of getting back on track despite the debt crisis you may be facing at the moment. Elite DMS prides itself on giving its customers an array of hope after a period of financial challenges through its tested and proven Debt Relief Programs. By leveraging the unparalleled experience of its financial experts in resolving varied debt challenges arising from different circumstances, Elite Document Management Solutions is perhaps one of the few entities that you can count on a time when you are pressed in the corner. When you first get into contact with the experts, they carefully review your financial information accurately and with clarity of facts with a view of helping you comprehend your situation before recommending the best proprietary strategy that suits your individual needs. In addition, Elite DMS has a dedicated training program to help customers navigate the often challenging process to realize maximum success. CONTACT: contact@elitemgtsol.com
Salt Lake City, UT, Jan. 21, 2021 (GLOBE NEWSWIRE) -- Salt Lake City-based residential treatment center Elevations RTC recently highlighted a few of the main ways they provide full family support when a teenager enrolls as a student. A location that caters to troubled teens looking to turn their life around, providing proper family support helps everyone involved. With years of experience, Elevations RTC has made a few tweaks to ensure that families can heal properly, stay informed at all times, and feel comfortable during this journey. A few seemingly minor details make a difference when compared directly to other residential treatment centers out there. Keeping family connected anywhere Modern technology has allowed families to stay more connected than ever with their teenager at Elevations RTC. By offering more and more options each year, parents can take advantage of whatever fits into a schedule best to learn what exactly is going on at campus. Whether a parent wants to talk to a staff member or their child, opportunities exist throughout each week. Orientation and on-campus visits A lot of families find a way to go through orientation on campus before enrolling. It is a way to become familiar with the campus. It also makes the entire experience a little more real for both the students and the parents. It is always encouraged to go through orientation if possible, but it is not a realistic option for all. Throughout the year, campus visits for parents allow them to check out how their child spends every day. It is always excellent for parents and students to have some level of connection during these months. Seminars on campus Orientation and official campus visits are great options, but seminars throughout the year are great opportunities for parents as well. This provides a rare opportunity where parents and students can share the therapeutic benefits of Elevations RTC School. For two days, teenagers and parents get time to spend with each other while also working on skills to help with growth. It is a way for parents to see the type of progress their child has made and how it can potentially transfer back home seamlessly. Weekly therapy sessions There is a weekly therapy session available to all parents, offered directly by Elevations RTC professionals. Each week provides a slightly different theme, but it acts as an open forum for parents to ask questions and get different types of feedback. In some cases, parents are asking questions directly to Elevations RTC Staff members. There is also the opportunity to talk and share information with other parents who might be having similar concerns. Bringing in different guests to the weekly online meetings is a great way for parents to get varied perspectives. There are times when former students and their parents join to talk about how navigating the process works. Picking their brain and understanding post-graduation expectations helps bring a sense of security. One-on-one phone calls and video chats Families unable to stay connected in other ways can always reach out and set up a phone call or video chat. This is the most direct way to get information, and the flexibility of the staff can fit any schedule. The downside to these phone calls and video chats is that time is a little more limited. It works as a quick way to get answers, but it is encouraged to stay connected in other ways beyond just occasional calls. Why family support matters Proper family support throughout this healing process helps make the transition back home much easier. Students are away from home for months and months, and without support, it can take a toll on everyone. That’s why Elevations RTC is dedicated to involving families wherever possible along the journey ahead. CONTACT: contact@elevationsrtc.com
(Bloomberg) -- The U.K. suffered its worst day in the pandemic on Wednesday, with more than 1,800 deaths recorded in 24 hours, as Boris Johnson’s chief scientific adviser warned some hospitals now look “like a war zone.”The record daily toll takes the total number of people who have died within 28 days of a positive test in the U.K. to 93,290. Almost 40,000 patients are now receiving treatment in U.K. hospitals.England is in its third national lockdown and similar measures are in place across the U.K., but while the restrictions have started to bring infection rates down, officials say the death rates and pressures on the National Health Service will continue to grow.“This is very, very bad at the moment, with enormous pressure,” Patrick Vallance, the government’s chief scientific adviser, told Sky News when asked about the situation in hospitals. “In some cases it looks like a war zone.”Johnson reinforced the point. “It’s true that it looks as though the rates of infection in the country overall may now be peaking or flattening, but they’re not flattening very fast and it’s clear that we must keep a grip on this,” the premier told reporters Wednesday.Ministers have previously said the lockdown could be eased gradually once about 15 million people who are most vulnerable to the disease have received vaccines, which the government wants done by mid-February.VaccinesAfter three days in which the vaccination rate slowed, the number of people receiving their first shots picked up again with 343,163 getting injections Jan. 19. More than 4.6 million people in the U.K. have had their first doses. The government continued to expand the sites offering vaccines, including at a mosque in Birmingham and an Odeon cinema in Aylesbury, England.Vallance also said some restrictions may be needed next winter -- including wearing masks, especially indoors.Read more: Why the Mutated Coronavirus Variants Are So Worrisome: QuickTakeAny delay to lifting the lockdown is likely to cause political trouble for Johnson, who faces discontent among lawmakers in his Conservative Party over the damage the measures are doing to the economy. Steve Baker, a senior rank-and-file member of Parliament, warned last week it would be a “disaster” if pandemic restrictions last until spring.‘Go Hard Early’Latest data from one of the country’s largest virus studies showed a worsening picture, particularly in London. One in 36 people in the capital were infected with Covid-19 between Jan. 6 and Jan 15., more than double compared to results from early December, according to the study by Imperial College London and Ipsos MORI.Vallance suggested the government should heed the lessons from the pandemic. The evidence shows “you’ve got to go hard early and broader if you want to get on top of this,” he said. “Waiting and watching doesn’t work.”He also said “stricter” quarantine measures for travelers last January and February might have helped to prevent the import of the disease, but by March “we had so many cases I don’t think it would have made much difference.”The government’s top scientist struck an upbeat tone about the Pfizer/BioNTech vaccine, despite early analysis from Israel suggesting it has a much lower efficacy after the first dose than previously thought. If confirmed, that would raise questions about the U.K.’s strategy to delay a second dose in order to reach more people for their first.But Vallance pointed to trial data showing the vaccine could be 89% effective after one dose -- from 10 days after the injection. He said that while it “probably won’t be as high as that in practice,” it also won’t be as low as the Israel analysis suggested. Scientists will study data from Israel and the U.K. in the coming weeks, he said.For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2021 Bloomberg L.P.
Turkey has slowed the pace of COVID-19 vaccinations after an explosive start last week, but can quicken it again after the country delivers inoculations to the elderly in care homes and at their houses, the programme's coordinator said. The nationwide rollout of the CoronaVac vaccine, produced by China's Sinovac, reached 1 million people in its first week. The need to "properly administer" vaccines and limit contact to avoid spreading infections were other factors constraining the pace of the rollout, he said, as were the demographics of the people being vaccinated.
A US National Guard helicopter has crashed in upstate New York during a training mission, killing three soldiers on board.
Phil Mickelson says he'll consider playing more on the Champions Tour if he doesn't start well on the PGA Tour this year.
LM Corsa has announced a switch from Lexus GT3 machinery to the GT300 version of the Toyota GR Supra for the 2021 SUPER GT season.
The Sunshine Coast and Tamworth Cups are options trainer Cody Morgan will consider for Ligulate if the gelding bounces back to winning form at Doomben.
The PM has been blasted over a controversial comment that critics claim compared the struggles of Indigenous people to those of convicts on the First Fleet.
Central Coast coach Alen Stajcic believes Daniel de Silva is one of the best players in the A-League at his best, but needs to find consistency in his game.
The Poly Effects Digit and Beebo are two of the more interesting guitar pedals to come out in the last few years. They were built on the exact same platform and their firmware are completely interchangeable. Now the company is taking the next logical step, and combining them into a single firmware and single pedal under the Beebo name.
Strange Charm can land her third win in succession and first at her home track when she lines up for trainer Anthony Cummings at Randwick.
When the Tokyo Olympics were postponed last year, officials promised they would open in 2021 as proof of mankind's triumph over the coronavirus.
Lady Gaga, Tom Hanks, Jennifer Lopez, Bruce Springsteen, Katy Perry and Garth Brooks were among stars who performed on Joe Biden's inauguration day.
Fit-again paceman Jason Behrendorff says it's nice to be back playing cricket again after being dogged by a series of back stress fractures since 2014.
(Bloomberg) -- Global stocks climbed to another all-time high Thursday on optimism that U.S. fiscal spending will revive economic growth and bolster corporate earnings. The dollar weakened.Asian shares rose for a third session as Chinese stocks outperformed and Hong Kong’s Hang Seng index hit 30,000 points for the first time since May 2019. U.S. futures edged higher after the S&P 500 posted its best first-day reaction to a presidential inauguration since at least 1937. The tech-heavy Nasdaq 100 Index jumped more than 2%. Netflix Inc and ASML Holding NV were among companies that gained on solid results. Treasuries were little changed.In China, the nation’s three biggest telecommunications firms said they requested a review of the New York Stock Exchange’s decision to delist their shares. Separately, Twitter Inc. locked the official account of the Chinese embassy to the U.S., citing a violation of its “dehumanization” policy.Elsewhere, oil dipped as concerns over lackluster consumption amid the pandemic crept back in. The yen was steady after the Bank of Japan kept its main policy settings unchanged. The Australian dollar rose as the nation’s unemployment rate dropped.Investors looked past a fresh stumble in the rollout of vaccines and elevated infection rates, toward the promise of increased economic support and an expanded federal effort to get shots to more Americans under President Joe Biden. Stimulus plans in Europe will come under further scrutiny after the European Central Bank’s policy decision later Thursday.“We are really optimistic about the growth and markets outlook for 2021,” Lale Akoner, senior market strategist at BNY Mellon Investment Management, said on Bloomberg TV. “The reflation trade that has been going on since September has more room to run.”Investors are counting on more aid to help propel economic growth under Biden. Still, it won’t be all smooth sailing, with Janet Yellen encountering early Republican resistance to Biden’s relief plan in her confirmation hearing to become Treasury secretary.On the virus front, Germany suffered record daily deaths and a study on the South African variant raised concern about the efficacy of vaccines.These are some key events coming up:Policy decisions are due Thursday from Bank Indonesia and the European Central Bank.Earnings are due from companies including Kia Motors Corp., Schlumberger Ltd. and Yes Bank Ltd.These are the main moves in markets:StocksS&P 500 futures rose 0.4% as of 1:25 p.m. in Tokyo. The gauge climbed 1.4% on Wednesday.Japan’s Topix index climbed 0.7%.South Korea’s Kospi added 0.6%.Hang Seng rose 0.2%.Shanghai Composite rose 1.3%.Euro Stoxx 50 futures advanced 0.4%.CurrenciesThe Bloomberg Dollar Spot Index slipped 0.2%.The yen was at 103.49 per dollar.The offshore yuan was at 6.4610 per dollar.The euro bought $1.2130, rising 0.2%BondsThe yield on 10-year Treasuries held at 1.08%.CommoditiesWest Texas Intermediate crude dipped 0.4% to $53.12 a barrel.Gold was at $1,871.06 an ounce, down 0.1%.For more articles like this, please visit us at bloomberg.comSubscribe now to stay ahead with the most trusted business news source.©2021 Bloomberg L.P.
It's been a fun rookie class this year.
The world's largest asset manager said it could use bitcoin derivatives for its funds BlackRock Strategic Income Opportunities and BlackRock Global Allocation Fund Inc. The funds will invest only in cash-settled bitcoin futures traded on commodity exchanges registered with the Commodity Futures Trading Commission, the company said in a filing to the Securities and Exchange Commission on Wednesday. Chief Executive Officer Larry Fink had said at the Council of Foreign Relations in December that bitcoin is seeing big giant moves every day and could possibly evolve into a global market.