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Credit card interest rates for Feb. 14, 2013

Janna Herron

Interest Rate Roundup

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Credit Cards

  • 13.02% (all fixed)
  • 15.13% (all variable)

The average annual percentage rate, or APR, for fixed-rate cards sunk 31 basis points this week to 13.02 percent from 13.33 percent after one bank discontinued one of its fixed-rate cards, according to Bankrate's latest survey of interest rates. A basis point is one-hundredth of 1 percentage point.

BB&T no longer offers its fixed-rate platinum Visa credit card, which carried a 14.9 percent APR. The exclusion of the card lowered the overall APR for fixed-rate cards in Bankrate's survey.

The APR for variable-rate credit cards stayed steady at 15.13 percent for the fourth straight week.

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