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Encore Capital Group Inc (ECPG) Q4 2020 Earnings Call Transcript

Encore Capital Group Inc (ECPG) Q4 2020 Earnings Call Transcript

Good afternoon, and welcome to Encore Capital Group's fourth quarter 2020 earnings call. Joining me on the call today, are, Ashish Masih, our President and Chief Executive Officer; Jonathan Clark, Executive Vice President and Chief Financial Officer; Ryan Bell, President of Midland Credit Management; and Craig Buick, CEO of Cabot Credit Management.